All the Moturis motorhome rentals include US$ 1,000,000.00
of liability (i.e. third party) insurance, covering bodily-injury and/or property-damage
liability claims brought on by a third party (other than a passenger in the rental vehicle) against
the customer (or any other driver listed on the rental contract between customer and vendor) as
a result of the operation of the rental vehicle.
All the Moturis motorhome rentals also include collision and
inhering a deductible
(a.k.a. excess; applicable per claim/occurrence not per rental) which is effectively US$ 1000. See the commentary below about Moturis's
vacation interruption protection (VIP).
The term comprehensive here signifies
vehicular damage due to vandalism, fire, theft of the vehicle, break-in, and weather,
as well as animal impact,
and towing and recovery costs.
Of course said deductible/excess
is void if the client/customer fails to file a relevant and timely accident/damage
report with the police and/or Moturis or fails to inform the Moturis pick-up depot within
24 hours with a full written report or if the client uses the vehicle in
violation of the rental contract he/she signs with Moturis; the
said coverage is also void in connection with the following "exceptions"
and the "exclusions" noted farther down:
(a) operation without Moturis's expressed permission or consent,
(b) damage caused by striking overhead objects,
(c) damage caused by freezing or overheating vehicle systems,
(d) all damage caused during any use of vehicle off public roads (including at campgrounds,
parking lots, service stations, etc),
(e) undercarriage damage, including tires and wheels,
(f) damage caused from backing up vehicle,
(g) all glass damage.
Also included with Moturis's insurance coverage is
Moturis's vacation interruption protection (VIP).
This protection reduces to US$ 1000 the underlying
US$ 2500 deductible/excess applying to accidental damage
and to theft of the vehicle and to vandalism of the vehicle.
Relative to mechanical breakdown (but not accident) requiring
the vehicle to be in repair for more than 12 working hours, the VIP provides
US$ 30 per person per day for lodging and US$ 30 per group per day
for other transportation, the limit of these payouts being altogether
US$ 3000 per rental, and the payouts being contingent upon client's
presentation of receipts.
The VIP is void if (a) the client/customer fails to file a relevant
and timely accident/damage police report or (b) if the vehicle is used in violation
of the terms of the rental contract.
Also included by default is 24/7 assistance.
Authorization is required to travel into Alaska, Yukon,
and the NW Territories. This authorization costs US$ 450.
No such authorization is required for non-Canadians to travel elsewhere in Canada,
although travel to the greater metropolitan areas of Montreal and Quebec City
IMPORTANT: Canadian residents are not permitted by Canada to rent a motorhome in the USA
to travel in Canada. A similar restriction applies to Mexican residents renting in the USA and
wanting to travel in Mexico.
The Moturis vehicles are allowed to travel into
Mexico if such
travel is confirmed in advance and the additional liability
insurance and CDW, which together cost US$ 19 per night,
Area restrictions might apply. This addendum is sold at the San Francisco,
Los Angeles and Las Vegas depots only. Clients have to provide
the depot with the exact dates the vehicle will be in Mexico.
Relative to a vehicle traveling in Mexico,
Moturis's traveler assistance is not available and any repair
costs, lost use, towing or fines incurred in Mexico are the client's
(i.e. customer's, traveler's, renter's) responsibility and are
not reimbursed by Moturis.
If a mechanical breakdown of the vehicle renders it inoperable
for the 12 consecutive working hours after the client makes a
timely report to the
vendor about the breakdown, and if this breakdown is through no fault of the
client, Moturis is responsible to refund the client but that responsibility
is limited to refund of the
daily rate or (i.e. with VIP coverage, as described above) a portion thereof.
Clients assume full responsibility
for any additional expenses incurred by reasons of a breakdown of vehicle.
The term breakdown as used above does not refer to the vehicle's
air conditioning, plumbing, refrigerator, microwave, other appliances,
slide-out functionality, automatic step, awning, radio, CD player,
TV/DVD, generator, and cruise control, among other functionalities not
essential to travel.
For repairs exceeding US$ 50, the customer must call
the vendor to get authorization. Non-authorized repairs over US$ 50 will not
be reimbursed. Receipts must be presented for reimbursement to occur.
In the event of an accident, the customer must obtain a local police
report as provided by the attending police officer investigating the accident.
The client should notify the Moturis pick-up depot
about the accident as soon as possible. On said accident report
the client should make a full, written report including the other
party's name, address, phone number and driver's license information. The client
should submit that form to the pick-up depot within 24 hours of the accident. All documents
relating to the accident should include a police report number or other
pertinent identifying number. Insurance coverage may be void if these
measures are not performed.
Although motor travel in North America is not generally considered prohibitively dangerous, there are, of course, associated risks including death. For quantitative measures of these risks, please see the Association for Safe International Road Travel (ASIRT) http://www.asirt.org.